If You Can: How Millennials Can Get Rich Slowly

Review If You Can: How Millennials Can Get Rich Slowly


If You Can: How Millennials Can Get Rich Slowly


A pamphlet that one can easily get from the author’s website, “If You Can: How Millennials Can Get Rich Slowly,” is said to be a quick read for the average Millennial looking into wanting to save up to become wealthy. Its efficacy is two-fold as it also serves as a good refresher for already experienced investors.

Through this material, a reader would be let in on how he or she can save 15% of his or her income, be able to invest in a three-fund portfolio, periodically rebalance, avail of retirement accounts, and ultimately keep the costs of your investments at a low. Mr. William J. Bernstein’s booklet teaches you how to execute your entire action plan.

Readers agree that Bernstein was able to drive the point home: that investing might be simple, but definitely NOT easy. The material’s grounded approach makes it a worthy read. And as a beginner who would want to get things started, “If You Can: How Millennials Can Get Rich Slowly” is a good starting point rather than having to read his lengthy essays and books. 

About the Author

William Bernstein Ph.D., M.D., is known for his website discussing asset allocation and portfolio theory Efficient Frontier. He is co-principal in the money management firm Efficient Frontier Advisors. Dr. Bernstein has also published numerous books. He is a retired neurologist.

Table of Contents

Here is an overview of what to expect within the book:

  1. Introduction
  2. But you’re still screwed 
  3. How to read this booklet
  4. Hurdle Number One:

Even if you can invest like Warren Buffet, if you can’t save, you’ll die poor

  1. Hurdle Number Two:

Finance isn’t rocket science, but you’d better understand it clearly

  1. Hurdle Number Three:

(With apologies to George Santayana):

Those who ignore financial history are condemned to repeat it

  1. Hurdle Number Four:

(With apologies to Walt Kelly, creator of the Pogo cartoon):

We have met the enemy and he is us

  1. Hurdle number Five:

The financial services industry wants to make you poor and stupid 

  1. What about the nuts and bolts

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